How common is disability? Just look at the statistics:

• More people lose their homes through disability than from fire and death.¹
  
• One out of three people aged 35 or younger will be disabled for six months or more before age 65, and one in four will be disabled for one year.¹
  
• At age 42, your chances of becoming seriously disabled are four times greater than dying prior to age 65.²
  
• The average length of all disabilities lasting longer than three months is two years.³
  
• In an average year, while 1 in 18 cars are involved in serious accidents, 1 in 117 people die, and 1 in 219 homescatch fire, 1 in 14 people become disabled.⁴
  

A disability doesn't have to mean financial disaster. Beat the odds of losing hard-earned earnings to an illness, disease oraccident by being protected with disability insurance protection.

1. National Safety Council 1994/95 Accident Facts
   
2. National Underwriter "Why Disability" booklet
   
3. 1985 Commissioners Individual Disability Table A (based on disability policyholders)
   
4. 1994 National Safety Council 1994/95 Accident Facts, National Fire Protection Association